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银行理财产品中分红保险较热销
[导读]：各个银行销售的保险产品主要分为两种类型：分红型保险和万能型保险。但目前保险市场比较热销的是分红型保险。
免费预约定制保险计划
获取3家保险公司方案对比
保险专家1对1条款解读
给谁投保：
出生年月：
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　　2.客户承担一定的投资风险。由于每年保险公司经营情况不一样，客户所分得到的红利也会不一样。在保险公司经营状况良好的年份，客户会分到较多红利；如果保险公司经营状况不佳，客户能分到的红利就会比较少，甚至没有。因此分红型保险使保险公司和客户在一定程度上共同承担了投资风险。
　　3.一般来讲此类保险定价的精算假设比较保守，且保险给付、退保中含有红利。这是因为，寿险公司要将部分盈余以红利的形式分配给客户所以在定价时，一般来讲，保单价格较高，目的是为了在实际经营过程中产生更多的可分配盈余。
　　无论是分红型还是万能型保险，都是由保险公司的专门投资机构进行运作，相比个人投资运作具有更多优势。个人投资一般以万为单位，机构投资一般是以亿作单位，投资规模越大，相对成本越低、获利性越强；机构资金运作所得到的信息从速度、信息量、准确度上都是个人投资无法比拟的；保险公司聘请资深专家进行运作，个人投资从专业性方面是无法达到的。
保单账户价值*0.09
保单账户价值
特定重疾（轻症）保障
.1元（20年期）；.2元（30年期）
所交保险费的110%*与现金价值的较大者
意外身故、残疾、烧烫伤
10万元*购买份数（未满75周岁）；5万元*购买份数（满75周岁）
特定重疾（轻症）保障
100000（按比例给付）
特定重疾（轻症）保障
100000（按比例给付）
1000000或所交保险费–已给付的生存现金或现金价值的最大者
1,000,000元
以下显示均为向日葵已认证会员，其资料真实可靠。
以下显示均为向日葵已认证会员，其资料真实可靠。
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胢??裥?讹??覘???迥??????麱????膸郧????膓塘???????摴?琯??琼?琼?愼栠敲????????献瑨汭?賥?蚕鏩?財胢?钀????鲀釩?鲖胢??裥?讹??覘???迥????膸郧????膓塘???????摴?琯??琼?琼?愼栠敲????????献瑨汭?賥?蚕鏩?財胢?钀????鲀釩?鲖胢??裥?讹??覘???迥????膸郧????膓塘???????摴?琯??琼?琼?愼栠敲????????献瑨汭?賥?蚕鏩?財胢?钀????鲀???胢??裥?讹跨?醇???迥????膸郧????膓奙???????摴?琯??琼?琼?愼栠敲????????献瑨汭?賥?蚕鏩?財胢?钀????鲀???胢??裥?讹跨?醇???迥????膸郧????膓奙???????摴?琯??琼?琼?愼栠敲????????献瑨汭?賥?蚕鏩?財胢?钀????鲀???胢??裥?讹跨?醇???迥?触????麱????膸郧????膓奙???????摴?琯??琼?琼?愼栠敲????????献瑨汭?賥?蚕鏩?財胢?钀????鲀???胢??裥?讹跨?醇???迥?釥?覸觧?鮾????膸郧????膓奙???????摴?琯??琼?琼?愼栠敲????????献瑨汭?賥??蛥?醝闥?骸鏩?財胢?钀????鲀蟩??蟥?蚐??鶀????????龜??醰??蚐???鏥め??????愯?琯??牴??牴?摴?牨晥∽???????桳浴??鞌??鲆鷦?蚕?????钀胢????胢?醇蟥??郧??胢??臥?貯跨㊣?鳦????膸郧????膓??あ??刹???摴?琯??琼?琼?愼栠敲????????献瑨汭?賥??蛥?醝闥?骸鏩?財胢?钀????鲀蟩??蟥?蚐??鶀????????龜??醰??蚐???鏥め??????愯?琯??牴??牴?摴?牨晥∽???????桳浴??鞌?????钀胢????胢?莿雥?鶀??鞈???龜??醰?nA??袜??颉胥??鷩?鶿鳦?蚐???鏥???㈱??愯?琯??牴??牴?摴?牨晥∽???????桳浴??鞌?????钀胢????胢?莿雥?鶀??鞈???龜??醰????袜??颉胥??鷩?鶿鳦?蚐???鏥???㈱??愯?琯??牴??牴?摴?牨晥∽???????桳浴??鞌?????钀胢????胢?莿雥?鶀??鞈???龜??醰????袜??颉胥??鷩?鶿鳦?蚐???鏥???㈱??愯?琯??牴??牴?摴?牨晥∽???????桳浴??鞌?????钀胢????胢?莿雥?鶀??鞈???龜??醰????袜??颉胥??鷩?鶿鳦?蚐???鏥???㈱??愯?琯??牴??牴?摴?牨晥∽???????桳浴??邈菩?鲆鷦?蚕?????钀胢??????鲺郧??胢?麢??鶀??麝??????铦?誛黥媋????鏨斉???郧????膓?????????摴?琯??琼?琼?愼栠敲????????献瑨汭?裦??蛥?醝闥?骸鏩?財胢?钀???????蚐??鲀??貯胢?讹鷩?鶿鳦??諥??鯧?讞????????覮??蚐???鏥媁??い???愯?琯??牴??牴?摴?牨晥∽???????桳浴???飩????钀胢????胢?貗雥?鮛迥?鶀???龜??醰??蚐???鏥?じ???????摴?琯??琼?琼?愼栠敲????????献瑨汭????鏩?財胢?钀????貗雥?蚐??讹蟩??????龜郧????膓塊??????愯?琯??牴??牴?摴?牨晥∽??ぃ???桳浴????????钀胢????胢???????鶀???龜??賥????鎸觧???醰??蚐???鏥???????摴?琯??琼?琼?愼栠敲????????献瑨汭????蛥?醝闥?骸鏩?財胢?钀????鲀蟩??郧??胢???鳦?????裦?蚐???鏥??(22)??????摴?琯??琼?琼?愼栠敲????????献瑨汭???鲸跥??鏩?財胢?钀????鲀??袛郧??胢?芦蓦??裥????ぁ?????黥????膸郧????膓?奎剟彙?????????摴?琯??琼?琼?愼栠敲????????献瑨汭???鲸跥??鏩?財胢?钀????鲀??袛郧??胢?芦蓦??裥????ぁ?????黥????膸郧????膓?奎奒??き?????摴?琯??琼?琼?愼栠敲????????献瑨汭???鲸跥??鏩?財胢?钀????鲀??袛郧??胢?鎍???迥?蚐???鏥?乄彙奚?????摴?琯??琼?琼?愼栠敲????????献瑨汭???鲸跥??鏩?財胢?钀????鲀??袛郧??胢?鎍??㈱迥?蚐???鏥?乄彙奚?㈱???摴?琯??琼?琼?愼栠敲????????献瑨汭???鲸跥??鏩?財胢?钀????鲀??袛郧??胢?鎍???迥?蚐???鏥?乄彙奚?????摴?琯??琼?琼?愼栠敲????????献瑨汭???鲸跥??鏩?財胢?钀????鲀??袛郧??胢?鎍???迥?蚐???鏥?乄彙奚?????摴?琯??琼?琼?愼栠敲????????献瑨汭???鲸???蛥?醝闥?骸鏩?財胢?钀????鲀???郧??胢????龔?(46)迥???鳦????觧?郧????膓?????愯?琯??牴??牴?摴?牨晥∽???????桳浴????????鲆鷦?蚕?????钀胢????胢??诨?蚐??鶀???铧???????龜郧????膓?????愯?琯??牴??牴?摴?牨晥∽???????桳浴????????鲆鷦?蚕?????钀胢????胢??诨?蚐??鶀鳧?薃鯥?????龜郧????膓?????愯?琯??牴??牴?摴?牨晥∽???????桳浴??覱迥????钀胢??????骀郧?????龜郧????膓??????摴?琯??琼?琼?愼栠敲?????ぃ??献瑨汭????鏩?財胢?钀????鶹胩?蚐????鳦?蚐???鏥????愯?琯??牴??牴?摴?牨晥∽???????桳浴??覱迥????钀胢??????骀郧?????龜郧????膓??????摴?琯??琼?琼?愼栠敲????????献瑨汭????鏩?財胢?钀????鶹胩?蚐????鳦?蚐???鏥????愯?琯??牴??牴?摴?牨晥∽???????桳浴??覱迥????钀胢??????骀郧?????龜郧????膓??????????麱?愯?琯??牴??牴?摴?牨晥∽???????桳浴??覱迥????钀胢??????骀郧?????龜郧????膓????讉鳦????鎸?????摴?琯??琼?琼?愼栠敲????????献瑨汭????鏩?財胢?钀????鶹胩?蚐????鳦?蚐???鏥???????鏩?財??麱?愯?琯??牴??牴?摴?牨晥∽???????桳浴??覱迥????钀胢????蟨?誰郧?????龜郧????膓??????摴?琯??琼?琼?愼栠敲????????献瑨汭?鷦?麷鏩?財胢?钀????鲀???蟩??胢???龜???鏩?財???郧????銈奓?????摴?琯??琼?琼?愼栠敲????????献瑨汭???鞌鏩?財胢?钀???????鲸鷦?????裥??鳦????膸郧????膓?假???愯?琯??牴??牴?摴?牨晥∽???????桳浴??隹賥????钀胢??????钰???裧????鞈??龜??醰??蚐???鏥????????摴?琯??琼?琼?愼栠敲????????献瑨汭???鞌鏩?財胢?钀???????鲸鷦??臥??鳦????膸郧????膓?假???愯?琯??牴??牴?摴?牨晥∽???????桳浴??隹賥????钀胢??????钰????????龜??醰??蚐???鏥???㈱????摴?琯??琼?琼?愼栠敲????????献瑨汭???鞌鏩?財胢?钀???????鲸鷦??臥??鳦????膸郧????膓?假???愯?琯??牴??牴?摴?牨晥∽???????桳浴??隹賥????钀胢??????钰????????龜??醰??蚐???鏥????????摴?琯??琼?琼?愼栠敲????????献瑨汭?跥?辤鏩?財胢?钀????麢鯧????郧????膓㈱?????摴?琯??琼?琼?愼栠敲????????献瑨汭?跥?辤鏩?財胢?钀????麢鯧????郧????膓????膀???裦?颼藥????摴?琯??琼?琼?愼栠敲????????献瑨汭?跥?辤鏩?財胢?钀????麢鯧????郧????膓???????膀釥?貒???賥?龟????愯?琯??牴??牴?摴?牨晥∽???????桳浴??躍?????钀胢??????袛??迥?蚐???鏥nA???愯?琯??牴??牴?摴?牨晥∽???????桳浴??躍?????钀胢??????袛??迥?蚐???鏥nA?????摴?琯??琼?琼?愼栠敲????????献瑨汭?跥?辤鏩?財胢?钀????麢鯧????郧????膓???愯?琯??牴??牴?摴?牨晥∽???????桳浴??躍?????钀胢??????袛??迥?蚐???鏥??????摴?琯??琼?琼?愼栠敲????????献瑨汭?跥?辤鏩?財胢?钀????麢鯧????郧????膓??????摴?琯??琼?琼?愼栠敲????????献瑨汭???蚕鏩?財胢?钀?????藦?蚐??鲀鳦??鯧?鶀郧????膓??????蚐?????袜??龜?愯?琯??牴??牴?摴?牨晥∽???????桳浴???闥????钀胢????駦??郧??胢??裥?袛胢?蚐???鏥傁?????迥?膍??銧鷦?袉?愯?琯??牴??牴?摴?牨晥∽???????桳浴???闥????钀胢????駦??郧??胢??裥?袛胢?蚐???鏥傁?????迥?膍??銧鷦?袉?愯?琯??牴??牴?摴?牨晥∽???????桳浴???闥????钀胢????駦??郧??胢??裥?袛胢?蚐???鏥傁???????????????愯?琯??牴??牴?摴?牨晥∽???????桳浴???闥????钀胢????駦??郧??胢??裥?袛胢?蚐???鏥傁???????????????愯?琯??牴??牴?摴?牨晥∽???????桳浴???闥????钀胢????駦??郧??胢??裥?袛胢?蚐???鏥傁?????郧?????鳦??鳦????摴?琯??琼?琼?愼栠敲????????献瑨汭???蚕鏩?財胢?钀?????藦?蚐??鲀鳦??鯧?鶀郧????膓??????蚐?????袜藥?龜?愯?琯??牴??牴?摴?牨晥∽???????桳浴???闥????钀胢????駦??郧??胢??裥?袛胢?蚐???鏥傁?????郧?????鳦??鳦????摴?琯??琼?琼?愼栠敲???????献瑨汭?郥?鞞鏩?財胢?钀????覐裥????鲀?????鞈胢???鳦?蚐???鏥????愯?琯??牴??牴?摴?牨晥∽???????桳浴???诨?蚘??鲆鷦?蚕?????钀胢????胢?貐?????鯧?鶀睄祬???????醰??蚐???鏥?汷???????摴?琯??琼?琼?愼栠敲????????献瑨汭???辋飦??蛥?醝闥?骸鏩?財胢?钀????鲀郥?莿??裥?袛胢?汷????迥????膸郧????膓睄祬????愯?琯??牴??牴?摴?牨晥∽???????桳浴???诨?蚘??鲆鷦?蚕?????钀胢????胢?貐?????鯧?鶀睄祬???????醰??蚐???鏥?汷???????摴?琯??琼?琼?愼栠敲?????い??献瑨汭???辋郥??蛥?醝闥?骸鏩?財胢?钀????鲀铩???(47)?鳦?鶀??醰??蚐???鏥?愯?琯??牴??牴?摴?牨晥∽???????桳浴???诨????鲆鷦?蚕?????钀胢????胢???????龜胢????膸郧????膓???摴?琯??琼?琼?愼栠敲?????い??献瑨汭???辋郥??蛥?醝闥?骸鏩?財胢?钀????鲀铩???(47)?鳦?鶀??醰??蚐???鏥?愯?琯??牴??牴?摴?牨晥∽???????桳浴???诨????鲆鷦?蚕?????钀胢????胢???????龜胢????膸郧????膓???摴?琯??琼?琼?愼栠敲?????い??献瑨汭???辋郥??蛥?醝闥?骸鏩?財胢?钀????鲀铩???(47)?鳦?鶀??醰??蚐???鏥?愯?琯??牴??牴?摴?牨晥∽????㈱??桳浴???诨????钀胢????胢?骁??????臥?㈱胢???鳦????膸郧????膓???摴?琯??琼?琼?愼栠敲?????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?牴??牴?摴?牨晥∽???????桳浴??鞍?????钀胢????胢??臨??郥?鶀ㄨ??龜?????膸???蚐???鏥????愯?琯??牴??牴?摴?牨晥∽???????桳浴??鞍?????钀胢????胢??臨??郥?鶀ㄨ??龜?????膸???郧????膓??????摴?琯??琼?琼?愼栠敲????????献瑨汭?跥??鏩?財胢?钀????鲀迧?钁鋧?袐胢???鳦????醰?nA???蚐???鏥????愯?琯??牴??牴?摴?牨晥∽???????桳浴??鞍?????钀胢????胢??臨??郥?鶀ㄨ??龜?????膸???郧????膓??????摴?琯??琼?琼?愼栠敲????????献瑨汭?跥??鏩?財胢?钀????鲀迧?钁鋧?袐胢???鳦????醰?nA???蚐???鏥????愯?琯??牴??牴?摴?牨晥∽???????桳浴??鞍?????钀胢????胢??臨??郥?鶀ㄨ??龜?????膸???郧????膓??????摴?琯??琼?琼?愼栠敲????????献瑨汭?跥??鏩?財胢?钀????鲀迧?钁鋧?袐胢???鳦????醰?nA???蚐???鏥????愯?琯??牴??牴?摴?牨晥∽???????桳浴??鞍?????钀胢????胢??臨??郥?鶀ㄨ??龜?????膸???郧????膓??????摴?琯??琼?琼?愼栠敲?????い??献瑨汭?跥??鏩?財胢?钀????鲀迧?钁鋧?袐胢???鳦????醰????郧????膓??????摴?琯??琼?琼?愼栠敲????????献瑨汭?跥??鏩?財胢?钀????鲀迧?钁鋧?袐胢???鳦????醰????郧????膓??????摴?琯??琼?琼?愼栠敲????????献瑨汭?跥??鏩?財胢?钀????鲀迧?钁鋧?袐胢???鳦????醰????郧????膓??????摴?琯??琼?琼?愼栠敲????????献瑨汭?跥??鏩?財胢?钀????鲀迧?钁鋧?袐胢???鳦????醰????郧????膓?????????????摴?琯??琼?琼?愼栠敲????????献瑨汭?跥??鏩?財胢?钀????鲀迧?钁鋧?袐胢???鳦????醰????郧????膓??????摴?琯??琼?琼?愼栠敲????????献瑨汭?跥??鏩?財胢?钀????鲀迧?钁鋧?袐胢???鳦????醰????郧????膓??????摴?琯??琼?琼?愼栠敲????????献瑨汭?跥??鏩?財胢?钀????鲀迧?钁鋧?袐胢???鳦????醰????郧????膓??????摴?琯??琼?琼?愼栠敲????????献瑨汭?跥??鏩?財胢?钀????鲀迧?钁鋧?袐胢???鳦????醰????郧????膓??????摴?琯??琼?琼?愼栠敲?????い??献瑨汭?跥??鏩?財胢?钀????鲀迧?钁鋧?袐胢???鳦????醰????郧????膓??????摴?琯??琼?琼?愼栠敲?????い??献瑨汭?跥??鏩?財胢?钀????鲀迧?钁鋧?袐胢???鳦????醰????郧????膓??????摴?琯??琼?琼?愼栠敲?????い??献瑨汭?跥??鏩?財胢?钀????鲀迧?钁鋧?袐胢???鳦????醰????郧????膓??????摴?琯??琼?琼?愼栠敲????????献瑨汭?跥??鏩?財胢?钀????鲀迧?钁鋧?袐胢???鳦????醰????郧????膓??????摴?琯??琼?琼?愼栠敲????????献瑨汭?跥??鏩?財胢?钀????鲀迧?钁鋧?袐胢???鳦????醰????郧????膓??????摴?琯??琼?琼?愼栠敲????????献瑨汭?跥??鏩?財胢?钀????鲀迧?钁鋧?袐胢???鳦????醰????郧????膓??????摴?琯??琼?琼?愼栠敲????????献瑨汭????藦??蛥?醝郥?鲽鏩?財胢?钀????鲀鋥?躾胢??裥?????鳦????膸郧????膓???摴?琯??琼?琼?愼栠敲????????献瑨汭????鏩?財胢?钀????螱胩?蚐??苧?骀??迥????鏩?財??麱??鏥????愯?琯??牴??牴?摴?牨晥∽???????桳浴??膮?????钀胢??????骀郧????胩??????鳦?蚐????膓??????摴?琯??琼?琼?愼栠敲????????献瑨汭????鏩?財胢?钀????螱胩?蚐????????迥?裥?財??麱?蚐???鏥????愯?琯??牴??牴?摴?牨晥∽???????桳浴??膮?????钀胢??????骀郧??菦??裥?????鎸??蚐??郧????膓??????摴?琯??琼?琼?愼栠敲????????献瑨汭????鏩?財胢?钀????螱胩?蚐????????迥?蚐???鏥????愯?琯??牴??牴?摴?牨晥∽???????桳浴??膮?????钀胢??????骀郧??菦??裥????郧????膓??????摴?琯??琼?琼?愼栠敲????????献瑨汭????鏩?財胢?钀????螱胩?蚐????????迥?蚐???鏥????愯?琯??牴??牴?摴?牨晥∽???????桳浴??膮?????钀胢??????骀郧??菦??裥?????辋??蚈??鎸??郧????膓??????摴?琯??琼?琼?愼栠敲????????献瑨汭???覮鏩?財胢?钀??????????鋥?袛?????蚐???鳦????膸郧????膓???摴?琯??琼?琼?愼栠敲????????献瑨汭???覮鏩?財胢?钀??????????鋥?袛?????蚐???鳦????膸郧????膓???摴?琯??琼?琼?愼栠敲????????献瑨汭???覮鏩?財胢?钀??????????臧?????軧?醇??蚐???鳦???貯???迦?融??麱????膸郧????膓???摴?琯??琼?琼?愼栠敲????????献瑨汭???覮鏩?財胢?钀??????????臧?????軧?醇??蚐???鳦????膸郧????膓???摴?琯??琼?琼?愼栠敲????????献瑨汭???醏鏩?財胢?钀???????龜??????郧????膓郥??鯧??裥??裥??????愯?琯??牴??牴?摴?牨晥∽???????桳浴???迥????钀胢???????鳦????鎸??蚐??貐??袛??銈??閤飩???覮???????????摴?琯??琼?琼?愼栠敲????????献瑨汭?鷩?鮲蛥?醝闥?骸鏩?財胢?钀?????鯧??裥劗?????膸郧????膓?????摴?琯??琼?琼?愼栠敲????????献瑨汭?鷩?鮲蛥?醝闥?骸鏩?財胢?钀?????鯧??裥劗?????膸郧????膓?????摴?琯??琼?琼?愼栠敲???????献瑨汭?鷩?鮲鏩?財胢?钀?????黨????誰???裥????龜郧????膓塚???愯?琯??牴??牴?摴?牨晥∽??????桳浴??銝?????钀胢??????趞??貯?????鞈???鳦?蚐???鏥媁??????摴?琯??琼?琼?愼栠敲???????献瑨汭?鷩?鮲鏩?財胢?钀?????黨????誰???裥????龜郧????膓塚???愯?琯??牴??牴?摴?牨晥∽??????桳浴??銝?????钀胢??????趞??貯?????鞈???鳦?蚐???鏥媁??????摴?琯??琼?琼?愼栠敲????????献瑨汭????蛥?醝闥?骸鏩?財胢?钀????鲀釩?辄胢?蚐??辦胩?????鳦????膸郧????膓????愯?琯??牴??牴?摴?牨晥∽???????桳浴??誸??鲆鷦?蚕?????钀胢????胢??蓦?鶀郧????骀?????龜??醰??蚐???鏥???????摴?琯??琼?琼?愼栠敲????????献瑨汭????蛥?醝闥?骸鏩?財胢?钀????鲀釩?辄胢?蚐??辦胩?????鳦????膸郧????膓????愯?琯??牴??牴?摴?牨晥∽???????桳浴??誸??鲆鷦?蚕?????钀胢????胢??蓦?鶀郧????骀?????龜?醇黨??裥?鞺??膓????膸郧????膓????愯?琯??牴??牴?摴?牨晥∽??????桳浴??誸??鲆鷦?蚕?????钀胢????胢??蓦?鶀郧????骀釩????邈???鳦????膸郧????膓偁???愯?琯??牴??牴?摴?牨晥∽???????桳浴??誸??鲆鷦?蚕?????钀胢????胢??蓦?鶀郧????骀釩????邈???鳦?醽鏩?鎸?????膸郧????膓塁???愯?琯??牴??牴?摴?牨晥∽????ぃ??桳浴??誸??鲆鷦?蚕?????钀胢????胢??蓦?鶀郧????骀釩????邈???鳦?醽鏩?鎸?????膸郧????膓奁???愯?琯??牴??牴?摴?牨晥∽???????桳浴??誸??鲆鷦?蚕?????钀胢????胢??蓦?鶀郧????骀釩????邈???鳦?醽鏩?鎸?????膸郧????膓奁???愯?琯??牴??牴?摴?牨晥∽???????桳浴???飥??鏩?財胢?钀????鲀??????胢???龜郧????膓???摴?琯??琼?琼?愼栠敲????????献瑨汭?诨?麷鏩?財胢?钀????鲀蟩?????鯧??????胢????膸郧????膓奈?㈱?????摴?琯??琼?琼?愼栠敲?????ぅ??献瑨汭?诨?麷鏩?財胢?钀????鲀蟩?????鯧????㈱迥?鶀??醰??蚐???鏥?????㈱???摴?琯??琼?琼?愼栠敲?????ぅ??献瑨汭?诨?麷鏩?財胢?钀????鲀蟩?????鯧??????胢????膸郧????膓奈?㈱?????摴?琯??琼?琼?愼栠敲?????ぅ??献瑨汭?诨?麷鏩?財胢?钀????鲀蟩?????鯧??????胢????膸郧????膓奈?㈱?????摴?琯??琼?琼?愼栠敲????????献瑨汭?诨?麷鏩?財胢?钀????鲀蟩?????鯧??????胢????膸郧????膓奈?㈱?????摴?琯??琼?琼?愼栠敲????????献瑨汭???覮??蚕?????钀胢????胢?醇??螖胢?????藥?膍藥?龜??醰??蚐???鏥????????摴?琯??琼?琼?愼栠敲????????献瑨汭???覮??蚕?????钀胢????胢?醇??螖胢?????藥?膍??龜??醰??蚐???鏥????????摴?琯??琼?琼?愼栠敲????????献瑨汭???覮??蚕?????钀胢????胢?醇??螖胢?????藥?膍??龜??醰??蚐???鏥????????摴?琯??琼?琼?愼栠敲????????献瑨汭???覮??蚕?????钀胢????胢?醇??螖胢???????膍鳦????膸郧????膓?????愯?琯??牴??牴?摴?牨晥∽???????桳浴?????芸闥?骸鏩?財胢?钀????鲀蟩??雨?鶀??肸駧?鶹跥?肸鳦????膸郧????膓?????愯?琯??牴??牴?摴?牨晥∽???????桳浴?????鲆鷦?蚕?????钀胢????胢????鶮胢??㈱?龜??醰??蚐???鏥墁??㈱?愯?琯??牴??牴?摴?牨晥∽???????桳浴?????鲆鷦?蚕?????钀胢????胢????鶮胢??㈱?龜??醰??蚐???鏥墁??㈱?愯?琯??牴??牴?摴?牨晥∽???????桳浴?????鲆鷦?蚕?????钀胢????胢????鶮胢??㈱?龜??醰??蚐???鏥墁??㈱?愯?琯??牴??牴?摴?牨晥∽???????桳浴??膨??芸闥?骸鏩?財胢?钀??????鳦?鲀???裦??胢????膸郧????膓捌??????摴?琯??琼?琼?愼栠敲????????献瑨汭?韦??蛥?醝闥?骸鏩?財胢?钀????醇飩?辦郧??裥????????????迥????膸郧????膓??????摴?琯??琼?琼?愼栠敲????????献瑨汭?韦??蛥?醝闥?骸鏩?財胢?钀????醇飩?辦郧??裥??鳦?袜???????迥????膸郧????膓??????摴?琯??琼?琼?愼栠敲???????献瑨汭???覮鏩?財胢?钀????醇????????鞈釩??鯧????膍??龜??醰??蚐???鏥?愯?琯??牴??牴?摴?牨晥∽???????桳浴????????钀胢?????鳦???鲀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